MOT exemption

Technical issues not related to a DLOC car model, eg tyres, ethanol, other car makes, etc. and legal, political and insurance
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Phillmore
Posts: 708
Joined: Sat Feb 13, 2016 1:25 pm
Location: Worcestershire Herefordshire border

MOT exemption

Post by Phillmore » Mon Aug 06, 2018 8:30 pm

I just taxed my Conquest and was expecting to be asked whether it was MOT exempt . . . . . and I wasn't?
Andy

1954 Conquest Mk1, 1956 Conquest Mk2, 1957 Conquest Century Mk2, 1955 Austin A90 Westminster

Sydsmith
Posts: 602
Joined: Sun Feb 14, 2016 11:15 pm
Location: Aberystwyth Wales

Re: MOT exemption

Post by Sydsmith » Mon Aug 06, 2018 9:34 pm

As I understand it Phil if a vehicles was exempt under the old rules it is still exempt and you don't have to declare it under the new VHI regulations. Syd

Phillmore
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Joined: Sat Feb 13, 2016 1:25 pm
Location: Worcestershire Herefordshire border

Re: MOT exemption

Post by Phillmore » Tue Aug 07, 2018 8:08 am

Oh I thought we were all in the same boat now.
Andy

1954 Conquest Mk1, 1956 Conquest Mk2, 1957 Conquest Century Mk2, 1955 Austin A90 Westminster

Paulkennedy
Posts: 45
Joined: Fri Feb 12, 2016 11:01 pm

Re: MOT exemption

Post by Paulkennedy » Wed Aug 08, 2018 9:37 pm

Am I the only one whose classic car insurance states that the car has to have an MOT if the agreed value needs to be paid out, otherwise it is just market value that is paid. This is from Footman James.
Paul

Chris_R
Posts: 327
Joined: Wed Feb 10, 2016 12:48 pm
Location: Twickenham

Re: MOT exemption

Post by Chris_R » Thu Aug 09, 2018 9:27 am

I think that could be challenged. The law does not require you to have one. I would try a different broker. That would be like saying that your car must have headlights that meet the latest regulations for modern cars if you intend to drive at night otherwise you're not insured.
Paying out on market value is not necessarily the bad thing that people imagine. It could actually work in your favour. The principle is that the insurance company must put you back in the position you were in before the loss. This means in a write off you must get enough money to go out and buy the same model car, of the same year and in the same condition. It's a bit more hassle to succeed but all you need to win that argument is some evidence of prices that have been achieved for the same car. Published price guides in the classic car magazines or on the Hagerty website will also be your friend here. For classic cars insurers are expected to consult specialist price guides for guidance on values. A friend recently had an underbonnet fire in his classic car. The engineer has said it's a write off (it's not but that's another story of engineer ignorance). The last agreed value was £12,000 but these agreed values are usually only valid for 2 years after which time they lapse. He had not updated the agreed value so the it had lapsed and he has now fallen back on "market value". He is currently negotiating in the £16,000 - £18,000 region. He wants £18k, the insurers have offered £16k.

JT7196
Posts: 749
Joined: Sat Feb 13, 2016 7:22 am

Re: MOT exemption

Post by JT7196 » Thu Aug 09, 2018 9:33 am

Good morning, my Lanchester is insured with Peter Jame Insurance, and having just read the last thread, I thought that I had better take a look at my insurance policy.
There was no mention about the fact that the vehicle must have an MOT if making an “ Agreed Value” insurance claim anywhere , so I phoned the company and asked the question.
The reply to my question fe MOT’s was..... “ As the Law states that certain vehicles are MOT exempt, then we as a company do Not require a vehicle to be MOT ‘d in the event of a claim.
However, it is up to the owner to ensure that the vehicle is in a “Roadworthy” condition, which actually would apply to any vehicle that is used on public roads.
So in conclusion, perhaps any of you chaps out there who are not sure, then best to put the question to you insurance Co , or just insure your vehicle with Peter James Insurance !

Cheers Al 😀😀

Salmons
Posts: 327
Joined: Thu Feb 11, 2016 7:56 am

Re: MOT exemption

Post by Salmons » Thu Aug 09, 2018 9:41 am

Personally I have always had my Classics MOTd regularly as I consider it to be part of the car's History.

Dennis

JT7196
Posts: 749
Joined: Sat Feb 13, 2016 7:22 am

Re: MOT exemption

Post by JT7196 » Thu Aug 09, 2018 9:47 am

Yes so do I !!

Cheers Al😀

Fossil
Posts: 375
Joined: Sat Feb 13, 2016 5:08 pm
Location: Helensburgh, Argyll

Re: MOT exemption

Post by Fossil » Sun Aug 12, 2018 1:30 pm

Moi aussi!

Both the Century (Dauphin) And SP will continue to be MoTd annually. Last month I discovered that the SP was overdue its MoT; I hadn't checked the date because it hasn't been used much this year. However it was also time to "renew" the VED, so I attempted to do that before the MoT, just to see what would happen. The online DVLA service presented me with an option to declare the vehicle as unmodified and requiring no MoT, or modified in a significant way, in which case an MoT was required. Since the car has Rack & pinion fitted I abandoned the attempt to tax it at that stage.

It was then submitted for MoT, which it passed with no advisories, and I returned to the DVLA website. This second time I completed the online process in the usual way without the option of declaring the vehicle as unmodified or modified being presented.

So, if you continue to present your old car for annual re-registration by the DVLA with a valid MoT, no further questions are asked. If without an MoT you are asked to declare that it is free from significant modification.

Cheers

fossil

Phillmore
Posts: 708
Joined: Sat Feb 13, 2016 1:25 pm
Location: Worcestershire Herefordshire border

Re: MOT exemption

Post by Phillmore » Mon Aug 13, 2018 8:13 am

Fossil wrote:
Sun Aug 12, 2018 1:30 pm


So, if you continue to present your old car for annual re-registration by the DVLA with a valid MoT, no further questions are asked. If without an MoT you are asked to declare that it is free from significant modification.

Cheers

fossil
That was what I expected as the Conquest doesn't have an MOT but I was able to tax it without any query.
Andy

1954 Conquest Mk1, 1956 Conquest Mk2, 1957 Conquest Century Mk2, 1955 Austin A90 Westminster

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